NPC: A death insurance salesman
Long Desc: A curly-haired man in a floral-print shirt smiles and waves you over.

With a shock of curly bright red hair, this freckled man's appearance is
inescapable.  He wears a happy floral shirt, a marked contrast to the poor
denizens surrounding the area around him.  He looks as though he's engaged
in a brisk business, selling death insurance to adventurers worldwide.
Unlike life insurance, where the living monetarily benefit from the death of
the insured, the living ensure their own survival by making deals with these
men.  It is a fantastically profitable business one can never underestimate
the willingness of people to assure their resurrection.  The original
proprietor, Tad Thaodoara, is long retired, and has set up franchises of his
business worldwide.
He is a human approximately 5'7" tall.

This NPC can be found in: Lowangen.
  …in Tad Thaodoara's Insurance Hut.
*This NPC is protected by the Powers.
*This NPC is stationary.